Every marriage has at least one topic in common – property. Whether they own a million-dollar mansion or an old RV, a couple will always have to divide up their property and debt.
Certain assets remain the exclusive property of one of the marriage partners, even after marriage, and some will be divided. This is done with debts as well. Most debt incurred while married will be shared upon dissolution, though a few personal debts may remain exclusively yours.
Remember that the Final Decree of Divorce establishes the obligation between the spouses but does not change the contractual obligations of one or both spouses to the lender.